File For Bankruptcy in Oregon

Eliminate
    Credit Card Bills
    Medical Bills
    Foreclosure Process
    Wage Garnishment
    Creditor Harrasment
Keep
    Your Home
    Your Car
    Your Wages
    Your Furniture
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How We Help in Oregon

The attorneys at UpRight Law are here to help Oregon residents get out of debt.

Our Oregon bankruptcy attorneys are dedicated to helping hardworking people who have fallen on hard times get the relief they need to begin rebuilding. We know that your time is valuable and the last thing you need is more stress in your life, so we’ve made is free and easy to get the information you need. Scheduling a free online consultation with one of our attorneys could be the first step toward getting out of debt.

During your free consultation, we will assess your situation and explain the differences between Chapter 7 and Chapter 13 bankruptcy. Together, you can determine whether personal bankruptcy may be the solution you’ve been looking for.

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Credit Card Debt in Oregon

If credit card debt is straining your budget and you seem to be stuck in an endless cycle of minimum payments and balances that barely seem to change, you’re not alone. Americans owe more than $800 billion in credit card debt. There is a way out for many Oregon residents. Most credit card debt can be discharged in Chapter 7 bankruptcy. For those who don’t qualify for Chapter 7 or have non-exempt assets that they want to keep, a Chapter 13 repayment plan may be the answer. Don’t assume the worst—get the information you need to make good decisions for the future.

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Stop Creditor Harassment in Oregon

The Fair Debt Collection Practices Act protects consumers across the United States from abusive and deceptive debt collection practices by third-party collectors such as collection agencies. Oregon’s Unlawful Collection Practices law goes one step further, imposing limitations on any party collecting on a debt on behalf of a commercial creditor. Even if you’re behind on your bills, debt collectors do not have the right to harass, abuse or mislead you. If you’re being harassed by a creditor or collection agency, schedule a free consultation and learn more about your rights today.

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Chapter 7 Bankruptcy in Oregon

If debt is affecting your quality of life in Oregon, Chapter 7 bankruptcy may provide the relief you need. In most cases, an automatic stay is entered as soon as a bankruptcy petition is filed. The stay puts a stop to collection actions, including creditor calls, lawsuits, wage garnishment and even collection letters. Most unsecured debt, including medical bills, credit card debt, past-due utility bills and even some old tax debt can be eliminated through Chapter 7 bankruptcy. Find out today whether Chapter 7 could be the solution to your problems. You may even be able to file bankruptcy online.

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Chapter 13 Bankruptcy Law

For Oregon residents who have non-exempt assets they want to keep or who do not qualify for Chapter 7 bankruptcy, a Chapter 13 repayment plan may be the answer. In most cases, an automatic stay is entered as soon as the Chapter 13 petition is filed. Then, while creditor action is halted, you and your attorney will create a proposed three to five year repayment plan. Some unsecure debt may even be discharged upon completion of the repayment plan.

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Bankruptcy and Foreclosure

If you can afford to make your current mortgage payments and make payment toward the past-due balance, but you can’t catch up as fast as your mortgage holder is demanding, Chapter 13 bankruptcy may stop foreclosure. Chapter 13 allows many Oregon residents to catch up past due balances over a three to five year repayment period, while making current payments as scheduled. If you’re facing foreclosure and want to know whether Chapter 13 bankruptcy could save your home, schedule a free consultation today.

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Relief from Medical Bills in Oregon

Many Oregon residents are able to discharge medical bills in Chapter 7 bankruptcy. When a debt has been discharged, you no longer have a legal obligation to pay it, and the discharge order prohibits further collection action on that debt. For those who aren’t eligible for Chapter 7 or who have assets to protect, Chapter 13 bankruptcy may provide relief.

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Oregon Wage Garnishment Laws

In Oregon, up to 25% of disposable income can be garnished, so long as that leaves at least 30 times the minimum wage. That sudden decrease in income can put a really strain on a family’s budget. If wage garnishment is threatening your financial security, find out whether personal bankruptcy might help you stabilize your finances. In most cases, an automatic stay is entered as soon as the bankruptcy petition is filed, putting an immediate stop to wage garnishment.

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Do You Qualify for Bankruptcy Protection?
Enter Your ZIP Code:

I am really appreciative of the services I received from your team. You worked very hard in getting to the bottom of my situation and were able to resolve my problems in a timely manner. If I ever have a friend or family member in need of these services, I would definitely recommend you to them. Thanks for everything!

Timothy M. Kalamazoo, MI

You did an excellent job in resolving my issue with my pesky creditors. He got me a very nice settlement and he did it in a more than timely manner. Thank you all for the work you all did. It is greatly appreciated.

Malina B. Portland, OR

Our Bankruptcy Attorneys in Oregon

We help people in Oregon, including Portland, Boardman, Eugene, Medford, Coos Bay and many other areas eliminate or reorganize debt to build stronger financial futures. Our bankruptcy attorneys understand that financial problems can impact every area of your life, and are passionate about helping people like you take control and rest easier at night. Schedule a free consultation today to find out whether personal bankruptcy could be the solution you’ve been looking for.


Andrew B. Harris

Partner

Bend, OR
7 Years of Experience

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John R. Perkins, III

Partner

The Dalles, OR
46 Years of Experience

LICENSES AND QUALIFICATIONS

Admitted to the practice of law before the courts of the State of Oregon, September, 1971 Admitted to the practice of law before […] Read more →

Jennifer J. Schade

Partner

Klamath Falls, OR
10 Years of Experience

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Christopher J. Kane

Partner

Portland, OR
22 Years of Experience

Mr. Kane grew up in Oregon and obtained his bachelor’s degree in Economics from Portland State University in 1991. He went on to earn his Juris Doctorate degree from Northwestern School of Law at Lewi […]

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Shawn Sornson

Partner

Salem, OR
27 Years of Experience

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Jonathan S. Pritchard

Partner

Bend, OR
30 Years of Experience

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