Your credit report impacts your life in many ways. In addition to affecting your access to credit and the interest rates you pay, your credit report may help determine the rates you pay for insurance, your eligibility for certain jobs and more.
The Fair Credit Reporting Act (FCRA) was written to ensure that your credit report is accurate, that you have a means of challenging bad information, that you aren’t haunted by outdated information and that creditors and debt collectors don’t use credit reporting or disclosure as a weapon against you.
Like the Fair Debt Collection Practices Act, the FCRA provides for money damages when creditors, debt collectors and credit reporting agencies break the rules.
We’re not just a bankruptcy law firm. At UpRight, we understand that getting your finances and your life back on track requires a holistic approach. We’ll zealously pursue FCRA violations, FDCPA violations and other illegal creditor and debt collector actions. And, we’ll stick with you to the end, monitoring your credit report to ensure that you receive the full benefit of our legal assistance and can rebuild your credit and your finances without inaccurate our outdated reports.
Contact us today to learn more about how we can help you move toward a brighter, freer financial future.
The Fair Credit Reporting Act provides protections and remedies for consumers whose credit reports are inaccurate, whether those inaccuracies are the result of honest mistakes or dishonest reporting. From a simple dispute procedure that allows for correction of inaccurate information to monetary damages against creditors, collectors or credit reporting agencies that violate the law, the FCRA provides procedures to correct your credit report and hold reporters accountable.
Inaccuracies on your credit report can cost you money. Don’t pay higher interest rates, find yourself at a disadvantage when looking for a new apartment or otherwise suffer for incorrect information.
Upright Law has been very patient and answered all the questions I asked. Having never needed a lawyer or filed bankruptcy I was rather anxious about stepping into this procedure.
Everyone that I have dealt with was very kind even when I thought I was probably bothering them with every little thing that I thought of.
This is all very stressful for me, especially because I was very ill and worrying every month about medical tests. I have never felt so less in control than I do now so I am very grateful for all the help that has been given me.Jane M. Maine