Get Out of Debt and Start Fresh
UpRight Law is a national law firm dedicated to helping Arkansas residents get out of debt.
Debt can be discouraging. If you’re worn down by constant calls from debt collectors, stress over which bills to pay and which to postpone for another day and the toll being short of money is taking on your family, take the initiative to educate yourself about your options right now.
UpRight Law makes it easy for you to get the information you need to determine whether Chapter 7 bankruptcy or a Chapter 13 repayment plan might offer the relief you’re looking for. Just schedule a free consultation right now and connect with an attorney online, from the comfort of your home or office.
If credit card debt is a problem for you, you’re in good company. Americans are carrying hundreds of billions of dollars in credit card debt, and as of the end of 2014, more than $50 billion of that debt was at least 90 days past due. It may sometimes feel like the credit card companies are holding all the cards and there’s no way out. But, help may be available. Many Arkansas residents are able to discharge credit card debt in bankruptcy. When a debt has been discharged, the legal obligation to pay is eliminated and the creditor or debt collector is prohibited from taking any further action.Read more →
If debt collectors have you convinced that you gave up your rights when you fell behind on your payments, think again. Federal consumer protection laws, including the Fair Debt Collection Practices Act (FDCPA), regulate debt collectors. Some prohibited activities including lying about the status of your debt, threatening you with arrest if the debt is not paid and disclosing information about your debt to third parties. If you’re being harassed by debt collectors and feel like there’s no relief in sight, schedule a free consultation to learn more about your rights.Read more →
When debt balances just keep growing and no amount of recalculating, juggling and trying to cut back on expenses makes a difference, you may feel like you have no options. Fortunately, federal law has specifically provided help for people who are overwhelmed by medical bills, unsecured loans, utilities and other unsecured debt. For many people in Arkansas, Chapter 7 bankruptcy can wipe the slate clean, eliminating unsecured debt and offering a fresh financial start. If you’d like to start over and build a more stable financial future, schedule a free consultation right now.Read more →
Chapter 13 bankruptcy provides a solution for many Arkansas residents who have fallen behind on secured debts, or who have assets like non-exempt equity in their homes, unprotected vehicles and other non-exempt assets. In a Chapter 13 bankruptcy repayment plan, you typically keep all of your property while catching up past-due balances over a three to five year period. If you have regular income and can make payment toward your debts, but your creditors are dialing up the pressure and you can’t catch up, Chapter 13 bankruptcy may offer the relief you need.Read more →
If you’re facing foreclosure in Arkansas, you may feel like there’s no relief in sight. In fact, there are many ways in which bankruptcy may help Arkansas residents who are in danger of losing their homes. First, the automatic stay entered as soon as most bankruptcy petitions are filed instantly freezes collection action, including foreclosure proceedings. Then, Chapter 13 bankruptcy allows some homeowners to catch up past due balances over time. For those who can’t or decide not to keep their houses, Chapter 7 bankruptcy may eliminate deficiency balances, allowing many Arkansas residents to walk away debt free.Read more →
Medical debt is an epidemic-level problem in the United States. More than half of all debt awaiting collection is medical in nature, and about 43 million Americans have past-due medical debt on their credit reports. Fortunately, the federal legislature has created a path to financial freedom for those who are trapped by medical and other unsecured debt—a path that hundreds of thousands of Americans take advantage of each year. Nearly half of all personal bankruptcy cases are triggered at least in part by medical debt. Depending on your circumstances, Chapter 7 bankruptcy may allow you to eliminate medical debt in a matter of months and start fresh.Read more →
In most situations, up to 25% of take-home pay can be garnished in Arkansas, provided that the employee still takes home at least 30 times the minimum wage. Certain classes of workers, including mechanics, may receive greater protection under Arkansas law. A sudden reduction in income can shake a family’s stability. Fortunately, personal bankruptcy stops most wage garnishment immediately, even if the order is already in effect. If your wages are being garnished or garnishment proceedings are underway, schedule a free consultation today to find out whether bankruptcy might be the answer for you.Read more →
I am really appreciative of the services I received from your team. You worked very hard in getting to the bottom of my situation and were able to resolve my problems in a timely manner. If I ever have a friend or family member in need of these services, I would definitely recommend you to them. Thanks for everything!Timothy M. Kalamazoo, MI
You did an excellent job in resolving my issue with my pesky creditors. He got me a very nice settlement and he did it in a more than timely manner. Thank you all for the work you all did. It is greatly appreciated.Malina B. Portland, OR
If you’re in financial trouble in Little Rock, Fort Smith, Conway, Jonesboro, Cabot or anywhere else in Arkansas, the lawyers at UpRight Law want to help. We know that good people find themselves in dire straits through no fault of their own, and we dedicate our practices to helping people get the fresh starts they need to build better financial futures and rest easy at night.
17 Years of Experience
13 Years of Experience
Joel Hargis’s goal is to make your bankruptcy experience as quick and painless as possible. With Joel you’ll have a lawyer who’s proud to help individuals and families living throughout Jonesboro and […]Read more →
Hot Springs, AR
30 Years of Experience