File For Bankruptcy in Idaho

Eliminate
    Credit Card Bills
    Medical Bills
    Foreclosure Process
    Wage Garnishment
    Creditor Harrasment
Keep
    Your Home
    Your Car
    Your Wages
    Your Furniture
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Do You Qualify for Bankruptcy Protection?
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How We Help in Idaho

Ready to Get Out of Debt?

UpRight Law helps many Idaho residents get fresh financial starts.

If you find yourself cringing when the telephone rings, sitting up late at night trying to figure out which bills to pay out of your next check and somehow falling further behind, it’s time to take control. We’re making it easy for you to get started: just request a free case evaluation and we’ll connect you with an experienced bankruptcy attorney online.

Why spend another sleepless night when it’s so simple to get the information you need to make a good decision for your future? We’ll help you determine whether Chapter 7 or Chapter 13 bankruptcy might provide the fresh start you need.

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Free Yourself from Credit Card Debt in Idaho

Credit card debt can climb out of control for many reasons: job loss, medical bills, a short-term reduction in income that leaves you unable to catch up or just a missed payment or two that sets off a chain of late fees and increased interest. If credit card debt is creating stress for your family, keeping you from building a solid financial foundation, find out whether Chapter 7 bankruptcy might be the answer for you. Many Idaho residents can eliminate credit card debt in Chapter 7. In fact, Americans discharge about $20 billion in credit card debt every year.

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Stop Creditor Harassment in Idaho

Both federal and Idaho state law provide protection for consumers in dealing with debt collectors. Debt collectors are not allowed to mislead you about the status of a debt or your legal options, may not harass you or use abusive language and can’t disclose information about your debt to your friends, family or employer. You don’t have to tolerate debt collector abuses. If collection agencies are not playing by the rules, schedule a free consultation today to learn more about your rights and options.

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Chapter 7 Bankruptcy Law

Many Idaho residents who are overwhelmed by unsecured debt find relief in Chapter 7 bankruptcy. Unsecured debt includes most credit card debt, medical bills, utilities, rent, unsecured loans and other debt that is not secured by collateral such as your home or automobile. When this type of debt is discharged in a Chapter 7 bankruptcy case, the obligation to pay it is eliminated. Creditors and debt collectors are prohibited from attempting to collect the debt. If freedom from the burden of unsecured debts would empower you to build a better financial future, learn more about Chapter 7 bankruptcy.

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Chapter 13 Bankruptcy Law

If you’re overwhelmed by debt but want to keep your house, car and other property, Chapter 13 bankruptcy may be the solution you’ve been seeking. A Chapter 13 bankruptcy filer typically keeps his property while making payments over a three to five year period. If you have regular income to commit to a repayment plan but can’t catch up as quickly as your creditors demand, Chapter 13 bankruptcy may be the answer. Schedule a free consultation today to find out whether a Chapter 13 bankruptcy plan could offer the breathing room you need to rebuild your finances.

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Stop Foreclosure in Idaho

If you’re wondering whether bankruptcy can stop foreclosure in Idaho, you’re not the first. Many homeowners facing foreclosure can benefit from the protection offered by the U.S. Bankruptcy Code. Whether you’re looking for a way to save your home or simply want to get out from under the burden of too-large mortgage payments without getting stuck with a deficiency judgment, personal bankruptcy may be the tool you need to regain control.

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Eliminate Medical Bills in Idaho

Millions of Americans are plagued by medical debt. 43 million credit reports include past-due medical debt, and a whole industry has sprung up around medical debt collection. If medical bills are making it difficult for you to get back on your feet after an illness or injury, relief may be available. Many Idaho residents are able to completely eliminate medical debt in Chapter 7 bankruptcy. The Chapter 7 discharge wipes out the legal obligation to pay most unsecured debt, paving the way for a fresh financial start.

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Idaho Wage Garnishment Law

Idaho wage garnishment law allows for the withholding of up to 25% of disposable income, though that must leave you at least 30 times the minimum wage. That can make quite a dent in the family budget, especially if you’re already juggling to make ends meet. Fortunately, bankruptcy can stop wage garnishment for many Idaho residents—even if the wage garnishment is already in effect. If you’re losing a chunk of your paycheck to garnishment and it’s pushing your other bills into default or making it difficult to pay your living expenses, find out whether personal bankruptcy may be the answer for you.

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Do You Qualify for Bankruptcy Protection?
Enter Your ZIP Code:

I am really appreciative of the services I received from your team. You worked very hard in getting to the bottom of my situation and were able to resolve my problems in a timely manner. If I ever have a friend or family member in need of these services, I would definitely recommend you to them. Thanks for everything!

Timothy M. Kalamazoo, MI

You did an excellent job in resolving my issue with my pesky creditors. He got me a very nice settlement and he did it in a more than timely manner. Thank you all for the work you all did. It is greatly appreciated.

Malina B. Portland, OR

Our Bankruptcy Attorneys in Idaho

Whether you live and work in Boise, Coeur d'Alene, Idaho Falls, Lewiston, Nampa or somewhere else in Idaho, if you’re in financial trouble, our bankruptcy lawyers want to help. We know how easy it is to fall behind after a job loss, divorce or other significant life event and how difficult it can be to get back on your feet. Find out more about how we can help right now.


John F. Porter

Partner

Troy, ID
35 Years of Experience

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Andre L. Lawson

Partner

Idaho Falls, ID
19 Years of Experience

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L. Diane Redal

Partner

Coeur D'Alene, ID
22 Years of Experience

Diane has practiced law since 1994 and is licensed in Idaho, Washington, the U.S. Bankruptcy Court and United States District Court. From 1994-2001, she was a prosecutor and civil counsel for the City […]

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Sarah Belle Bratton

Partner

Boise, ID
10 Years of Experience

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Erin Jean Wynne

Partner

Boise, ID
11 Years of Experience

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Alexandra O. Caval

Partner

Twin Falls, ID
9 Years of Experience

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