Do you cringe when the telephone rings because you’re just sure that there’s going to be a debt collector on the line? Do you find yourself lying awake at night running numbers in your head, trying to make your income stretch to cover debts that never seem to diminish? If so, it’s time to take action.
At UpRight Law, we know how overwhelming serious financial problems can be, and how difficult it can be to regain control. That’s why we’re making it free and easy for you to get the information you need about Chapter 7 and Chapter 13 bankruptcy. Just schedule your free online consultation today to take the first step.
If your credit card debt just keeps growing, you’re not the only one. Aggregate U.S. credit card debt increased by $57.1 billion in 2014. Unemployment, divorce, medical problems and a host of other unfortunate events can send credit card debt spiraling out of control. If you feel like your credit card debt is insurmountable and you can’t get a handle on it, it may be time to learn more about personal bankruptcy. Most credit card debt can be eliminated in Chapter 7 bankruptcy. To find out whether you’re eligible to file for Chapter 7 bankruptcy, schedule a free consultation today.Read more →
The federal Fair Debt Collection Practices Act (FDCPA) protect Montana residents from deceptive and abusive debt collection practices. If a debt collector is harassing your friends and family, has disclosed information about your debt to a third party, has claimed that you may be subject to criminal charges for failure to pay a debt or has otherwise misrepresented the status of your debt, the collection agency may have violated federal law. If you’re ready to take a stand and put a stop to creditor harassment, schedule a free consultation to learn more about your options.Read more →
For Montana residents struggling with unsecured debt, Chapter 7 bankruptcy may provide quick relief and a new beginning. Some common examples of unsecured debt include medical bills, credit card debt, utilities, unsecured loans and some older tax debt. When debt is discharged in a Chapter 7 bankruptcy case, the obligation to pay it is eliminated. The discharge order prohibits creditors and debt collectors from making any further attempt to collect on the debt, and they can be sanctioned by the bankruptcy court if they violate that order. If getting out from under unsecured debt would allow you to build a better life for your family, learn more about Chapter 7 bankruptcy.Read more →
Many Montana residents who are overwhelmed by debt but want to keep houses, cars and other property that may serve as collateral for a loan or may not be protected by bankruptcy exemptions find relief in Chapter 13 bankruptcy. Typically, an individual or couple filing Chapter 13 bankruptcy keeps their property while making payments in a three to five year plan. For those who have regular income and can make some payment toward past-due balances, but can’t seem to come to an agreement with creditors or catch up fast enough to avoid repossession, foreclosure or other collection action, Chapter 13 may be the answer.Read more →
Many Montana residents ask whether bankruptcy can stop foreclosure. In fact, the U.S. Bankruptcy Code provides protection to some homeowners hoping to avoid foreclosure. In many cases, a Chapter 13 repayment plan will give a homeowner the opportunity to catch up past-due balances over time, while making current payments as they come due. If you’re facing foreclosure and would like to learn more about how bankruptcy might help save your home, don’t waste another moment. Schedule your free consultation right now.Read more →
If you’re one of the millions of Americans plagued by medical debt, personal bankruptcy may give you the breathing room you need to get back on your feet after your illness or injury. Your specific financial circumstances will determine which type of bankruptcy might be the right answer for you. Many Montana residents whose income is limited and who have mostly unsecured debt find that the clean slate offered by Chapter 7 bankruptcy is the best option. On the other hand, those with too much income to qualify for Chapter 7 or who have property interests to protect may find that a Chapter 13 repayment plan is a better option. During your free online consultation, an UpRight Law attorney can help you determine which might be right for you.Read more →
Montana wage garnishment law limits withholding to the lesser of 25% of disposable income or the excess over 30 times the minimum wage per week. A sudden 25% drop in income can wreak havoc with the household budget. And, if a wage garnishment order is in effect, chances are that times were already tough financially. For many Montana residents, personal bankruptcy can stop wage garnishment immediately. That’s true even if garnishment is already underway. If you’ve received notice of a wage garnishment and can’t afford to lose that income, don’t delay—schedule a free, online consultation today to find out whether bankruptcy might provide the relief you need.Read more →
I am really appreciative of the services I received from your team. You worked very hard in getting to the bottom of my situation and were able to resolve my problems in a timely manner. If I ever have a friend or family member in need of these services, I would definitely recommend you to them. Thanks for everything!Timothy M. Kalamazoo, MI
You did an excellent job in resolving my issue with my pesky creditors. He got me a very nice settlement and he did it in a more than timely manner. Thank you all for the work you all did. It is greatly appreciated.Malina B. Portland, OR
Whether you live and work in Missoula, Billings, Kalispell, Bozeman, Helena or anywhere in Montana, the bankruptcy lawyers of UpRight Law want to help you regain your financial footing and move toward a more stable future. We know that job loss, divorce or other significant life events can derail your finances, and that it may seem impossible to get the fresh start you need. Learn more about how we can help right now.
15 Years of Experience
18 Years of Experience
30 Years of Experience