File For Bankruptcy in South Dakota

Eliminate
    Credit Card Bills
    Medical Bills
    Foreclosure Process
    Wage Garnishment
    Creditor Harrasment
Keep
    Your Home
    Your Car
    Your Wages
    Your Furniture
Get Out Of Debt → Learn More →
Do You Qualify for Bankruptcy Protection?
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How We Help in South Dakota

UpRight Law is here to help South Dakota residents get out of debt.

The UpRight Law attorneys are dedicated to helping people in South Dakota put financial problems in the rear view mirror. We know that when you’re already juggling to make ends meet, the last thing you need is added stress. Our online platform makes it easy for you to get the help you need from the comfort of your home or office.

During your free online consultation, an experienced bankruptcy attorney will help you determine whether bankruptcy is the right answer for you. Scheduling your free case evaluation could be the first step toward reclaiming your peace of mind. Why not take that step right now?

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See if You Qualify for Filing Bankruptcy in South Dakota Free Evaluation →

Get Rid of Credit Card Debt in South Dakota

When you’re trapped in a seemingly endless cycle of making minimum credit card payments and watching interest and fees push the balance right back up, you may feel like there’s no way out. If you need relief from that discouraging cycle, learn more about how bankruptcy may offer you a fresh financial start. Schedule a free consultation today to learn more about Chapter 7 and Chapter 13 bankruptcy, and how credit card debt is managed in each. Our attorneys can also assess whether you may have claims for creditor harassment.

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You Don’t Have to Tolerate Creditor Harassment

The federal Fair Debt Collection Practices Act (FDCPA) and other consumer financial protection laws restrict the actions a debt buyer or collection agency can take when pursuing payment of a debt. Some of these organizations ignore the law, assuming that you won’t know your rights or will be too anxious to disagree with them. Falling behind on your bills does not mean you’ve given up your rights. If debt collectors are harassing you, contacting your friends and relatives inappropriately, persisting in collection action after you’ve disputed a debt or are otherwise behaving abusively, you may have a claim against them.

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Chapter 7 Bankruptcy Explained

Chapter 7 bankruptcy law exists for a reason: to give decent, hardworking people who find themselves in impossible circumstances a chance to start fresh and build better lives. A person who is buried in debt, constantly putting out financial fires and feeling the stress of unpaid bills hanging over his head isn’t likely to make his best contribution in any area of his life. Chapter 7 bankruptcy alleviates that stress for many South Dakota residents by eliminating the obligation to pay unsecured debts. If you need a fresh financial start, why not take the first step today? Schedule your free consultation right now.

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Chapter 13 Bankruptcy Information

If you’ve fallen so far behind that you can’t bring your accounts up to date, but you have regular income, learn more about Chapter 13 bankruptcy. A Chapter 13 bankruptcy plan may give you the breathing room you need by allowing to you make those past-due payments over the course of three to five years. You may even be able to discharge some unsecured debt in a Chapter 13 case, provided that you’ve fulfilled all of the case requirements in a timely manner and unsecured debt remains upon successful completion of the plan.

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Can Bankruptcy Stop Foreclosure in South Dakota?

When most bankruptcy cases are filed, an automatic stay takes effect immediately. In the short term, the automatic stay halts collection actions, including mortgage foreclosure proceedings. Then, depending upon the amount of outstanding debt, your income, the amount of the delinquency, your other debts and other factors, Chapter 13 bankruptcy may allow you avoid foreclosure entirely. Often, the three to five year repayment plan in a Chapter 7 case provides an opportunity to catch up on arrears.

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Do You Need Help with Medical Bills?

If medical bills are putting a strain on your family, perhaps it’s time that you learned more about how Chapter 7 bankruptcy can often eliminate unsecured debt such as medical bills. With the high cost of health care, high deductibles and many Americans still uninsured, medical debt can become burdensome very quickly. The need for continuing access to health care and anxiety over growing balances inspires many people to make costly mistakes in attempting to manage medical debt. Before you make a move, talk to an experience bankruptcy lawyer. The initial online consultation is free.

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South Dakota Wage Garnishment Laws

Depending upon your income and the number of dependents living with you, South Dakota law may allow garnishment of up to 20% of your income. Suddenly losing 1/5 of your income can wreak havoc with the family budget, especially if you were already living paycheck to paycheck. In most cases, filing a bankruptcy petition stops wage garnishment immediately. The automatic stay that is entered in most cases halts collection action, including wage garnishment. If you’ve been threatened with wage garnishment and you can’t afford it, find out more about how bankruptcy may help.

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Do You Qualify for Bankruptcy Protection?
Enter Your ZIP Code:

I am really appreciative of the services I received from your team. You worked very hard in getting to the bottom of my situation and were able to resolve my problems in a timely manner. If I ever have a friend or family member in need of these services, I would definitely recommend you to them. Thanks for everything!

Timothy M. Kalamazoo, MI

You did an excellent job in resolving my issue with my pesky creditors. He got me a very nice settlement and he did it in a more than timely manner. Thank you all for the work you all did. It is greatly appreciated.

Malina B. Portland, OR

Our Bankruptcy Attorneys in South Dakota

The bankruptcy lawyers at UpRight Law understand that good people sometimes find themselves in financial trouble and, despite their best efforts, just can’t catch up. Whether you’re in Sioux Falls, Rapid City, Aberdeen, Spearfish or elsewhere in South Dakota, we want to help. Don’t waste any more evenings crunching numbers and hoping for a miracle. Schedule your free consultation right now and take charge of your finances.


Katie Johnson

Partner

Beresford, SD
8 Years of Experience

I grew up in Livingston, Montana and graduated from Park High School in 1999. I then continued my education at the University of Montana- Bozeman and received a bachelor’s in English Literature. I r […]

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Brian L. Utzman

Partner

Rapid City, SD
31 Years of Experience

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See if You Qualify for Filing Bankruptcy in South Dakota Free Evaluation →
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